ASSETS

Poor people usually as well as income in both rural as well as in urban areas. In rural areas they own small percent of unproductive land with irrigation and other physical facilities. The lack income and access to credit and unable to improve their land productivity. They may have a couple of domestic animals and poultry to make a little source of income. The asset of the poor is just their physical power, which has to be used to earn daily wages for their subsistence. Because of the lack of access to human capital (such as education, health, food with nutrition) their bargaining power is very weak, so they are compelled to work at low wage rates.